Defer your first payment on a new Subaru for up to 90 days!

If you're in the market for a new Subaru but unsure of your upcoming financial needs in these uncertain times, Subaru has your back! Take advantage of a payment deferment for up to 90 days, Only available when contracted using 0% APR. So you can get into the new Subaru you need right now without worrying about your immediate expenses! Here's the details:

Applicant Qualifications
• A FICO score of 700 or higher is required for all applicants.
    •Joint Same Household applications is based on the higher of the 2 FICO scores.
• Business borrowers must have an individual as a co-borrower.
• Standard credit criteria apply.
• Minimum 5-year credit bureau history with five (5) satisfactory trade lines.
• Bureau history must be free of any repossession, bankruptcies or foreclosures.

Program Requirements
• New and used vehicles are eligible.
• Used Subaru vehicles up to 4 years old or newer to qualify.
• Program is for standard retail and subvented Low Rate Program  contracts only.
• Lease agreements are not eligible. 
• Total amount financed, including tax, title and license (TT&L) and all aftermarket products, is limited to $65,000*
• Amount financed can't exceed 75% of applicant's gross annual income.
• Maximum term is 63 months.

During this time, if you need to purchase a vehicle we can help ease some concerns with the Subaru Payment Deferment Program[1]. With this program, you may be eligible to defer your payments for up to 90 days when you purchase select vehicles and finance through Subaru Motors Finance[2].

[1] All applications subject to credit approval by Chase and programs may change at any time. Terms, conditions, and vehicle restrictions apply. Not available for leases. The deferment period begins the date the contract is submitted to Subaru Motors Finance through your Subaru retailer. Interest accrues during deferment. If you decide to defer payments, you will pay interest over a longer period of time and the overall cost of your loan may be higher. The deferment program may not be available in all states. See your retailer for complete details.

[2] The tradename "Subaru Motors Finance" and the Subaru logo are owned/licensed by Subaru of America, Inc. and are licensed to JPMorgan Chase Bank, N.A. ("Chase"). Retail/Loan and lease accounts are owned by Chase. Subaru of America, Inc. is solely responsible for its products and services and for promotional statements about them and is not affiliated with Chase or its affiliates.


All applications subject to credit approval by JPMorgan Chase Bank N.A. through Subaru Motors Finance (SMF) and programs may change at any time. Not all programs available in all states.

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